How to Check My Unionbank of the Philippines Account Balance

unionbank philippines account balance

Discovering the current balance of a Unionbank of the Philippines account can be as simple as a few taps or a quick call.

In this article, readers will explore various methods to effortlessly check their account balance. From utilizing the Unionbank Mobile App and online banking to visiting a branch or reaching out to customer service, this informative guide provides step-by-step instructions for those seeking mastery over their financial management.

Get ready to navigate the world of Unionbank account balance checking with ease.

Key Takeaways

  • There are several digital banking options available for checking the account balance with Unionbank, including the Unionbank Mobile App, Online Banking, SMS Banking, and ATM-based Options.
  • Phone-based options such as Phone Banking and customer service options like the customer service hotline and online chat support are also available for checking the account balance.
  • For a more personal and hands-on approach, customers can visit a Unionbank branch to check their account balance.
  • Overall, Unionbank offers a variety of convenient and accessible methods for customers to check their account balance.

Unionbank Mobile App

To check their Unionbank of the Philippines account balance, customers can use the Unionbank Mobile App. This app provides a convenient and secure way for users to access their account information anytime, anywhere.

The mobile app features a user-friendly interface, allowing customers to easily navigate through various banking services. With just a few taps, users can view their current balance, recent transactions, and even transfer funds between accounts.

In terms of security measures, Unionbank has implemented robust protocols to ensure the safety of their customers' financial information. The app utilizes multi-factor authentication, encryption technology, and biometric authentication methods to protect against unauthorized access. By prioritizing app security measures, Unionbank aims to provide customers with peace of mind while conducting their banking activities on the go.

With the Unionbank Mobile App, managing your finances has never been easier or more secure.


Now that we've discussed the features and security measures of the Unionbank Mobile App, let's explore the benefits of Unionbank's online banking platform.

Online Banking

Customers can conveniently and securely access their Unionbank of the Philippines account balance through online banking on a regular basis. Online banking offers a range of benefits for customers, including the ability to perform various online transactions and ensure the security of their digital banking activities.

Here are two key emotional responses that online banking can evoke in customers:

  • Convenience: Online banking allows customers to check their account balance anytime and anywhere, eliminating the need to visit a physical bank branch. This can save time and effort, giving customers a sense of convenience and control over their financial transactions.
  • Peace of mind: With the emphasis on digital banking security, Unionbank of the Philippines ensures that customers' online transactions are safe and protected. This provides customers with peace of mind, knowing that their financial information is secure and their transactions are being processed securely.

SMS Banking

Customers can also check their Unionbank of the Philippines account balance through SMS banking. SMS banking allows customers to conveniently access their account information using their mobile phones. This service offers several benefits, including the ability to check account balances anytime, anywhere.

With just a simple text message, customers can receive real-time updates on their account balance, making it easier for them to manage their finances. Moreover, SMS banking provides an added layer of security. By receiving account information directly to their mobile phones, customers can quickly detect any unauthorized transactions and take immediate action.

Unionbank of the Philippines ensures the privacy and confidentiality of customer information through secure encryption methods. With SMS banking, customers can have peace of mind knowing that their account information is protected.

ATM Balance Inquiry

ATM balance inquiry allows users to check their Unionbank of the Philippines account balance directly at the ATM machine. This convenient feature provides quick access to account information without the need for any additional tools or devices.

With just a few simple steps, users can perform an ATM balance inquiry and obtain real-time information about their account balance. The ATM machine will display the current balance on the screen, allowing users to track their funds accurately.

Additionally, users can also request an ATM transaction history, which provides a detailed record of recent transactions, including ATM balance withdrawals. This feature enables users to stay on top of their finances and make informed decisions about their banking activities.

Phone Banking

To continue accessing account information, Unionbank of the Philippines account holders can utilize phone banking services. Phone banking offers several benefits, including convenience and accessibility. With phone banking, customers can check their account balances, view transaction history, transfer funds, pay bills, and even apply for loans or credit cards, all from the comfort of their own homes.

In terms of security, Unionbank of the Philippines ensures that all phone banking transactions are protected through various security measures. These measures include secure login procedures, encryption technology, and regular monitoring of transactions. Additionally, customers are encouraged to set up unique PINs and passwords to further enhance the security of their phone banking activities.

Unionbank Branch Visit

Account holders of Unionbank of the Philippines can also visit a Unionbank branch to check their account balance. This option provides a more personal and hands-on approach for those who prefer face-to-face interactions. By visiting a Unionbank branch, account holders have the opportunity to speak directly with bank representatives who can assist them in verifying their Unionbank account and providing them with a printed account statement.

Benefits of visiting a Unionbank branch include:

  • Enhanced security: Account holders can personally verify their identity and account details with the bank representative, ensuring a higher level of security.
  • Immediate assistance: In case of any discrepancies or issues with the account, visiting a branch enables account holders to seek immediate assistance from the bank's knowledgeable staff.

Checking With Customer Service

Customers can easily check their Unionbank of the Philippines account balance by contacting the customer service department. One option is to use the automated balance inquiry service provided by Unionbank. By calling the customer service hotline, customers can follow the prompts to check their account balance securely and conveniently.

Another option is to utilize the online chat support feature available on the Unionbank website. By accessing the website and initiating a chat session with a customer service representative, customers can inquire about their account balance in real-time. This method allows for immediate assistance and clarification of any account-related queries.

Whether customers prefer the automated balance inquiry or the online chat support, Unionbank provides reliable and efficient customer service options to ensure that account balances can be easily checked.

Frequently Asked Questions

Can I Check My Unionbank Account Balance Using a Third-Party Mobile Banking App?

When it comes to checking their Unionbank account balance, individuals may wonder if they can use a third-party mobile banking app. While this may seem convenient, it's important to note that there may be limitations when using a third-party app.

However, there are also benefits, such as the ability to conveniently access multiple bank accounts in one app. It's advisable to review the security and privacy policies of any third-party app before using it for account balance checking.

Is There a Fee for Checking My Unionbank Account Balance Online?

Unionbank doesn't charge a fee for checking your account balance online. To check your Unionbank account balance online, follow these steps:

1) Log in to your Unionbank online banking account using your username and password.

2) Navigate to the 'Accounts' section.

3) Select the account for which you want to check the balance.

4) The account balance will be displayed on the screen.

This process is convenient and free of charge for Unionbank customers.

How Long Does It Take for the SMS Banking Service to Provide My Account Balance?

The speed of the SMS banking service in providing account balances varies depending on factors such as network congestion. However, Unionbank of the Philippines strives to deliver real-time updates to its customers.

In case of any delay or if the SMS service is unavailable, customers can also check their account balance through alternative methods such as online banking, mobile banking apps, or by visiting a Unionbank branch.

These alternatives ensure that customers have multiple options to conveniently access their account balance information.

Can I Check My Unionbank Account Balance at Any ATM, or Only at Unionbank ATMs?

Checking the Unionbank account balance can be done not only at Unionbank ATMs but also at non-Unionbank ATMs. However, it's important to note that there may be additional charges or fees for using a non-Unionbank ATM.

Another convenient way to check the account balance is through online banking. This can be done through the Unionbank website or mobile app, providing users with real-time access to their account information.

Is There a Limit to the Number of Times I Can Check My Unionbank Account Balance Using Phone Banking in a Day?

The number of daily checks for Unionbank account balances using phone banking isn't limited. This provides customers with the convenience of checking their account balance multiple times throughout the day.

Phone banking offers numerous benefits, such as immediate access to account information and the ability to perform transactions remotely. It's a secure and efficient way to stay updated on one's finances and manage their Unionbank account with ease.


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